The short version
You buy courses one at a time through our own checkout, and they are yours for the lifetime of the platform. The course content belongs to us; the work you create belongs to you. Keep your account accurate and private, and do not share or resell the content.
Who we are
OBA, The Online Business Academy, is a trading name of Next Collective LLC, a limited liability company formed in the State of Wyoming, USA. When these terms say "we", "us" or "OBA", they mean Next Collective LLC.
You can contact us at support@oba.uk. These terms apply whenever you use our website, buy a course or use the learning platform.
Buying courses
Courses are one-off purchases. You choose a course or bundle and pay for it in a single checkout on our site. There is no subscription and no recurring charge.
The price you pay is the price shown at checkout. We confirm every order by email, and your enrolment in each course is granted once payment succeeds.
Your course access starts as soon as your payment succeeds. Digital content normally comes with a 14-day right to cancel. By pressing "Enrol now" at checkout you ask for your course to start straight away, and you acknowledge that, once your access begins, that 14-day right to cancel ends. The checkout says so directly beside the button, and your receipt records it. What happens if a course is faulty or not as described is set out in our refund policy.
Your account
You need an account to take courses. Keep your login details private and give us accurate information, especially your email address, since that is where receipts, certificates and reset links go.
Your account is for you alone. A business buying for a team should set up an account per learner, so each person does their own work and earns their own certificate.
Acceptable use
Use OBA to learn. That covers almost everything. The short list of things you must not do:
- Share, resell or republish course content, in whole or in part.
- Share your account or let someone else complete assessments as you.
- Misuse the OBA Tutor or the Career Centre tools, or use them to generate unlawful or harmful content.
- Interfere with the platform, other learners or our systems.
The OBA Tutor and the Career Centre
The OBA Tutor, the short-answer marking and the Career Centre tools are powered by AI. They are there to help you learn and to give you feedback, and they can be wrong. Check anything that matters, especially before you rely on it at work or send it to an employer.
Their feedback is guidance, not professional, legal, financial or careers advice. Your certificate is decided by the published assessment rule for each course, never by a conversation with the OBA Tutor.
We set fair-use limits on how often the AI features can be used, so they stay quick for everybody.
Lifetime access
When you buy a course, you keep access to it at no further cost, including any updates we make to that course.
Plainly defined: lifetime means the lifetime of the platform, for as long as OBA operates it. If we ever had to retire a course or close the platform, we commit to giving you fair notice and a reasonable opportunity to finish courses you have started.
Intellectual property
Course content, including lessons, exercises, quizzes, downloads, certificate designs and the platform itself, belongs to us or our licensors. Buying a course gives you a personal, non-transferable licence to learn from it. It does not transfer ownership.
The work you create is yours. Portfolio projects, files you build during exercises and anything you make with the Career Centre tools belong to you. Use them in job applications, portfolios and your work without asking us.
Liability and governing law
We provide the platform and courses with reasonable skill and care. To the extent the law allows, we are not liable for losses that were not a foreseeable result of something we did wrong, including business losses or decisions made on the basis of course content.
Nothing in these terms limits or excludes liability that cannot be limited or excluded by law, and nothing affects your statutory rights.
These terms are governed by the laws of England and Wales, and the courts of England and Wales have jurisdiction over any dispute. If you live elsewhere in the UK, you can also bring a claim in the courts where you live.
If you buy as a consumer, you keep the protection of the mandatory consumer laws of the country where you live, whatever these terms say.